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Loan amounts could be raised from one of the following sources:
1) Employer
In this case the interest on the borrowed amount will be minimal.
The loan amount is related to various factors, such as, length of
service, salary amount, designation, etc.
2) Provident fund accumulations
The salaried employees who are members of the provident fund scheme
covered under the government Provident Fund Act can avail loan from
their Provident Fund account.
There are also approximately 30 Housing Finance Companies approved
by National Housing Bank for securing loans. The prominent among
them are: HDFC, LIC Housing Finance, GIC Housing Finance, GRUH
Finance Ltd, etc.
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GIC Housing Finance Ltd
Address: Universal Insurance Building, 3rd
Floor,
Sir P.M. Road, Fort, Mumbai – 400 001,
Phone: 285 3866 / 3868.
LIC Housing Finance Ltd
Address: Bombay Life Building, 2nd Floor,
45/47,
Veer Nariman Road, Mumbai – 400 001,
Phone: 204 9682 / 9799.
Housing Development Finance Corporation
Ltd
Address: Ramon House, 169 Backbay Reclamation,
Mumbai – 400 020,
Phone: 282 0282 / 283 6255.
Citibank N.A.
Address: Citi Tower, 61 Dr S.S. Rao Road, Parel,
Mumbai – 400 012,
Phone: 414 6044/ 1306.
CanFin Homes Ltd
Sponsor: Canara Bank
Address 1: Hotel Kohinoor Park, 3rd Floor,
Veer Savarkar Road, Opposite Siddhi Vinayak Temple, Prabhadevi,
Mumbai – 400 025,
Phone: 436 2604 / 437 4643, Fax: 436 2645,
e-mail: cfhlmu@pop3.gtsl.co.in
Address 2: 311, Arenja Corner, Sector-17, Vashi,
Navi Mumbai – 400 705,
Phone: 789 4388 / 2261.
Dewan Housing Finance Corporation
Ltd
Address: Dheeraj Regency, Shop No. 20, Dheeraj Enclave,
Opposite Bhor Industries, Borivali East, Mumbai – 400 066
Phone: 8867761, Fax: 886 7761.
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