Improvements in technology have made it possible for all of us to dream of a life full of special conveniences and products. Citibank's upcoming project, Citibank Suvidha, is a service which will change the way we live. Citibank Suvidha has been designed to set you free from the limitations of an ordinary savings bank account. It provides you with a range of unmatched conveniences that keeps your money in your control, at all times.

Now you need not worry about bank hours, banking holidays, queues or tokens. With Citibank Suvidha the bank will be at your doorstep, at home or at your office or on the road, day and night. It is India's only worldwide 24-hour savings bank account .

Citibank Suvidha started with a grand vision in 1997, to develop a low-cost banking model for their customers worldwide. After having tasted success in Bangalore, the organisation is looking for distribution channels throughout India. Their late arrival in Mumbai allowed their rivals like HDFC Bank and ICICI Bank to steal part of the market.

Requirements for and features of Citibank Suvidha :

By the end of the month your account should have a balance of Rs. 1000 . This is the minimum balance required to maintain a Suvidha account.

Money Multiplier - Any savings over Rs. 50,000 will be automatically swept to a fixed deposit of 179 days and the account holder will receive the prevailing interest rates for that period.

ATM - Citibank International ATM Card is valid for use both in India and abroad . Citibank has ATM machines in over 100 countries. You can withdraw upto Rs. 50,000 per day .

Shopping Convenience - With Citibank Suvidha, a debit card, which is accepted at over 4000 locations in Bangalore, Delhi and Mumbai, can be used like cash.

Other services include :

24-Hour Citi Phone - The bank will be just a phone call away , 24 hours a day, 365 days a year .

PC and Internet Banking - Carry out all your banking transactions on a computer at home or in the office.